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You Posted What!? Teens, Social Media and a Parent’s Liability
Jealousy. Passion. Betrayal. No, not the hottest television drama, but high school. For many the high school experience comes with social pressures and obligations to fit in and belong, and sadly this can lead to exclusion and isolation of some students. At some point everyone probably said something in their teen years in the heat of the moment that they now wish could be taken back, but today’s teens face the added burden that if they convey those statements on social media sites like Facebook and Twitter, their words could be around for a lot longer than just the heat of the moment.
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Don’t Be Fooled: The Auto Insurance Minimums in Your State Probably Aren’t Enough
There are a wide variety of April Fool’s Day jokes out there- from telling people that dihydrogen monoxide is coming out of the sink (dihydrogen monoxide is the chemical name for water) to aluminum foiling your bosses office (not that Trusted Choice endorses such pranks, mind you). But one thing you should avoid falling for is being told that carrying only the state mandated minimum coverage is adequate auto insurance protection.
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A Little Less than Supercalifragilisticexpialidocious: Insurance and Tax Issues with Nannies and Housekeepers:
With more and more families every year having both parents work full time, there has been an increasing need for help around the house with childcare and chores like cleaning, laundry and running errands. If you’re hiring household help it’s important to understand how having domestic workers (including nannies, housekeepers, caretakers, etc.) around your home can impact not only your insurance coverage- both your auto and your homeowners- but also how it could have tax implications for you. If you don’t understand these issues, the result could be something quite atrocious.
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Earth Day and Going "Green" with Your Homeowners Insurance:
With Earth Day on April 22nd, Roosevelt’s call for responsible use of resources remains as relevant today as when he wrote it over a century ago, and many Americans are taking up the call as part of the “green” movement, particularly in the areas of construction and building. Whether you’re building a new home or are interested in retrofitting your home to be a “green” home, it’s important to recognize how taking these steps to make your home more environmentally friendly may require some special “green” insurance to protect them.
>> Read more. |
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Moving on Up: Changing Your Address Means Changing Your Insurance:
May is National Moving Month and every year more than 40 million Americans will move, according to the American Moving and Storage Association. As you pack up your belongings and move across town or across the country, make sure you don’t forget to “pack” your insurance coverage.
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Don't Let Your Summer Boat Fun Be Pirated: Boat and PWC Safety:
Several years ago growing up in the picturesque Finger Lakes region of Upstate New York, my father and I got into the family car and drove out to the storage facility where we kept our boat over the winter. Picking up that old blue and white motorboat and getting it ready to go into the water was always the first real sign that summer was approaching and the long New York winters were finally over. Except when we got there, the boat was missing. Gone. Someone had hitched our trailer with our boat on it to their truck and taken off with it. My dad called the local sheriff’s office and our family’s insurance agent to report it.
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"Burning Down the House" Should Be Party Soundtrack, Not Your Result:
Yes, friends, this year May 28 is the official kickoff to outdoor BBQ season. Maybe you were thinking the Indianapolis 500? Hah! When it comes to thrills and danger, nothing trumps a fired up, hard-partying bunch of folks gathered round the grill. Add in a pool or a crowded deck or balcony, and keep those ambulances and your homeowners insurance on call.
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Does Volunteering Your Time Mean Volunteering Your Insurance?
Millions of Americans donate time—their most valuable asset—to serve as a volunteer board member on non-profits, booster clubs, churches, PTAs and civic organizations, just to name a few. The decisions these folks make can have a dramatic impact on their respective organization—and not always for the better. If a volunteer endeavor goes bad, would a volunteer board member have coverage against a lawsuit under his or her homeowner’s policy?
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Insuring Your Growing Family
Having a baby can be a very exciting, emotional, and exhausting experience for a family, and while most parents remember a lot of the preparation details -- such as assembling the crib and installing child-safety locks -- updating their insurance may not be the first thing that comes to mind.
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Home Inventory: Know Your Stuff
Most people know that a homeowners or renter’s insurance policy is crucial when it comes to protecting your home from a fire or other disaster. However, if you want to safeguard your valuables from the unexpected, there’s another important document you may be overlooking: a home inventory.
>> Read more. |
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Insuring Your Happily Ever After
Getting married and embarking on a new life together is one of the most exciting experiences in two people’s lives. It’s a time of hope, promise, romance and … reality. Finding the person who will be by your side forever may have seemed like the hard part, but getting married also requires a lot of time, money, and careful consideration. Whether a couple is planning their wedding or deciding where to live, there are a lot of decisions to make before saying “I do,” especially when it comes to insurance.
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Is Your Health Insurance Right for You?
Your health is way too important to leave to chance. That’s why it’s critical that you have health insurance and that it is the right fit for you and your family. Unfortunately, millions of Americans do not know if their health insurance plan will cover their needs - or how to secure better coverage.
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Lights Out: Frozen Pipes & Spoiled Food
You’re hosting the party for the big game. The invitations are out, responses are in and it’s going to be a big one. Your shopping is done and the refrigerator and freezer are stocked with the finest party fare money can buy.
Then the ice storm comes. And with it freezing temperatures. In fact, this particular cold snap is so extreme that it knocks out power to every home in a six-mile radius. The outage takes hours to restore, and when the lights come back on, you open the refrigerator to find the remains of what used to be fresh food for the party. Here’s the question: Will your home insurance policy cover the cost to replace the spoiled items?
>> Read more. |
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Home Inventory: Know Your Stuff
Most people know that a homeowners or renter’s insurance policy is crucial when it comes to protecting your home from a fire or other disaster. However, if you want to safeguard your valuables from the unexpected, there's another important document you may be overlooking: a home inventory.
>> Read more. |
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What if Your Holiday Gifts are Stolen?
Trusted Choice® insurance agencies urge families to take steps to protect their gifts.
ALEXANDRIA, Va., Dec. 7, 2011 — Turn the news on during the holiday season and unfortunately and inevitably, you’ll see stories of how a “Grinch” stole someone’s gifts from a car or from under a Christmas tree. As you do your holiday shopping, Trusted Choice® independent insurance agents and brokers recommend you make sure you have the proper insurance products in the event that your prized possessions are stolen.
 Full press release
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Wildfire Losses are a Reminder to Perform Annual Home Insurance Policy Check Up
By Insurance Commissioner Scott J. Kipper
Carson City, Nev., Dec. 19, 2011 —Nevada’s insurance carriers have reported to the Nevada Division of Insurance that they have received around 600 claims as a result of the Caughlin Ranch Fire. The dollar amount of these claims, mostly due to fire, wind or smoke damage is estimated to exceed $16 million.
The Caughlin Ranch Fire is a reminder to us all to call our insurance agent or company and ask for an annual policy review. This will ensure appropriate and adequate coverage is in place to protect our assets.
That’s why I’m asking you to join me in making a New Year’s resolution to perform an annual policy review of your home or renters insurance policy.
Full press release |
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